About ArzoooArzoo is a retail technology venture that aims to revolutionize retail by transforming millions of medium & small stores with technology that puts each one of them on the same pedestal as Amazon, Flipkart and other organized retail chains. Founded by ex-Flipkart colleagues and IIT alum in 2018, Arzooo is India's fastest growing B2B commerce venture that enables physical stores by removing the barriers of inventory, scale and capital through its technology platform.Arzooo platform empowers retailers with the following to drive up sales conversions in store :

• Digital inventory : 10X larger product selection.
• Efficient sourcing : allowing access to better prices for 10,000+ products from 150+ brands.
• Wide array of enabling services : financial solutions. Arzooo Credit, built to facilitate credit lending to offline retail equipping businesses with working capital headroom.

RoleAs a Product Manager for Digital Lending, you will play a pivotal role in defining and executing the strategy for our digital lending products and services. You will be responsible for the end-to-end product lifecycle, from ideation and market research to product development and post-launch optimization. Your primary objective is to create innovative lending solutions that meet customer needs, drive business growth, and enhance the overall customer experience. Key ResponsibilitiesProduct Strategy and Vision :

• Develop a clear and compelling product strategy for digital lending products aligned with business goals and market trends.
• Define a long-term product vision and roadmap, considering customer feedback, competitive analysis, and industry best practices.

Market Research And Analysis

• Conduct market research to identify customer needs, emerging trends, and competitive landscape.
• Analyze data, customer feedback, and industry reports to make informed product decisions.

Product Development

• Collaborate with cross-functional teams, including engineering, design, and data analytics, to bring digital lending products from concept to launch.
• Define product requirements, create LMS,CMS, user stories, and specifications, ensuring a well-defined product backlog.

User Experience (UX) And Design

• Work closely with designers to create intuitive and user-friendly interfaces for digital lending applications.
• Conduct user testing and gather feedback to iterate and improve the user experience continuously.

Financial And Performance Management

• Set and manage product budgets, forecasts, and financial performance metrics.
• Monitor key performance indicators (KPIs) and make data-driven decisions to optimize product performance.

Stakeholder Communication

• Communicate the product strategy, progress, and results to internal teams, senior management, and stakeholders.
• Address questions and concerns, building alignment and support for the product vision.

Compliance And Risk Management

• Ensure digital lending products comply with relevant laws and regulations.
• Implement risk mitigation strategies and monitor the portfolio for potential issues.

Customer Feedback And Iteration

• Act as the voice of the customer, gathering feedback through surveys, user interviews, and analytics.
• Use customer insights to iterate on the product and implement improvements.

Qualifications

• Bachelor's degree in business, finance, computer science, or a related field MBA or relevant advanced degree is a plus.
• Proven experience as a Product Manager, preferably in the digital lending or fintech industry.
• Strong analytical skills with the ability to use data to drive decisions.
• Excellent communication and leadership skills to collaborate effectively with cross-functional teams.
• Understanding of lending principles, credit risk, and financial services regulations.
• Familiarity with agile development methodologies.
• Product management certifications (e.g., Certified Scrum Product Owner) are a plus.

(ref:hirist.com)